5X����

The Bursar's Office manages the following loan programs

• Perkins (formerly known as the National Direct (Defense)
• Nursing Student Loans (NSL
• Health Professions Student Loans (HPSL)
• Loans for Disadvantaged Students (LDS)

Please see below for resources to help you manage your particular loan program.

Making a payment on my loan(s)

Kent State has partnered with ECSI to manage your account billing. Please go to  to access your account or make a payment.  

Please check out ECSI's “” page for multiple ways to contact them for assistance.

Perkins, Nursing and Schell Loans 

Perkins (formerly known as the National Direct (Defense)

Health Profession Student Loan (HPSL)

Loans for Disadvantaged Students (LDS)

Nursing Loans

Schell Loans

General Information

Loan Terms

Good Credit

Collection of Defaulted Student Loans

Credit Bureaus Contracted by 5X����

Deferment of Repayment

Financial Deferments

Cancellation

Statement of Rights and Responsibilities

Important Definitions

Deferments

Are You Eligible For Deferment?

Are You Eligible For Deferment/Cancellation Benefit?

Department of Education Ombudsman

Exit Interviews

Loan Consolidation