Yes. Full-time employees who are covered by the Group Term Life and AD&D insurance program may also elect to purchase additional supplemental AD&D life insurance protection for themselves or a legally married spouse/registered domestic partner, and/or dependent children. The premiums for this additional supplemental life insurance are paid through payroll deduction with after-tax dollars.
IMPORTANT NOTE: In order to be eligible under the family coverage of the plan, the spouse/domestic partner cannot be eligible as an employee under the plan. Under this stipulation, the Supplemental AD&D must be enrolled on an individual basis. Should coverage be requested for a child of a family unit who is employed at Kent State, one may carry the Supplemental AD&D for family, but cannot cover the Kent State employed spouse/domestic partner under the family plan. For further details, please visit the certificate links below.
Employees may elect additional AD&D life for themselves in increments of $25,000 up to a maximum of $1 million. No Evidence of Insurability (EOI) is required for this benefit.