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Coverage Highlights of the High Deductible Health Plan (HDHP)

  • Preventive care is covered 100% with in-network providers
  • Lower monthly premiums
  • Deductible for in-network providers: $3,300 for single coverage and $5,400 for family coverage.
  • No Coinsurance for in-network providers
  • No Co-pay
  • Opportunity to invest in a Health Savings Account (HSA)
    • Contribution is taken pre-tax
    • Kent State contributes to all employee HSAs:
      • $1,300 for single coverage
      • $2,000 for family coverage
      • available after the first payroll of the year!
    • Funds roll over year-to-year
    • Savings can be invested for greater potential growth
  • Optional Dependent Care FSA
  • Preventive Therapy Drug List (PDF) 
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